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Financial Advice How can a planner help?
How can a planner help?
Do you know how much you spend each week, how much you need to retire, or how well your family is protected?
A financial planner can help you with these and many other financial matters.
Budgeting
Do you know how much you spend? If your money seems to disappear, try setting yourself a firm but achievable budget and start taking control of your money.
Saving versus Investing
The terms ‘saving’ and ‘investing’ are often used interchangeably but are actually very different. Saving is putting money aside for some short-term goals or as a back-up in case of an emergency. Investing on the other hand, is putting your money to work strategically for the longer term in order to build wealth.
Superannuation
Wouldn’t you like to enjoy your future without having to worry about money? Unfortunately many people have a huge shortfall in their retirement savings. If you start contributing to your super now you can be one step closer to securing your future.
Retirement Planning
Retirement is the time for you to relax and do the things you have always wanted to do. Careful planning can help ensure you are financially secure and able to enjoy your retirement.
Insurance
What would your family do if something happened to you? Illness, injury and death can have a huge impact on your family and your finances. Make sure you look after your loved ones and protect them against these risks.
Share Investing
Investing your money is an effective way to build your wealth. You can choose whether you invest directly or indirectly through a managed fund. You can even choose a combination of both.
Redundancy
Redundancy can affect anyone at anytime and there are many things that you need to consider should it happen to you. Make sure you get the right advice so that you make the most of your payout.
Tax Minimisation
When it comes to investing, there are many investment strategies that you can utilise to minimise the amount of tax you pay.
Estate Planning
Creating wealth for your financial security throughout your lifetime is very important. However, it is just as vital to decide what happens to it after you have gone. The best way to ensure that you decide how your wealth is distributed is by having a current and valid Will in place.
See a Financial Planner
In referring members to Bridges, Shoalhaven Community Credit Union does not accept responsibility for any act, omissions or advice of Bridges and its authorised representatives. Bridges have arrangements in place to pay referral fees to Credit Unions in respect of any members referred to them. Bridges may pay the Credit Union a fee ranging from 0% to 30% of the entry and/or on-going fee.
