Transaction Accounts
We have a choice of five great transaction accounts. Our accounts are designed to help you manage your everyday finances, save and get the most out of your money.
Access Account
The Access Account is an all purpose account designed for everyday use.
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Access to your money 24 hours a day
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VISA, ATM, EFTPOS facilities available
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Simple, easy to use account
|
Up to 0.00% pa
interest rate
|
|
Additional Information |
|
Features |
Access |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes |
|
Cheque Book |
Yes |
|
VISA, EFTPOS/ATM Access |
Yes |
|
Internet/Telephone and SMS banking |
Yes |
|
Direct Entry (credit/debit) |
Credit and Debit |
|
Bpay®/Pay Anyone |
Yes |
|
Interest Income |
Calculated daily, paid biannually |
|
Over the counter transactions |
Yes |
|
Deeming Account
A high interest account that is available to members 55 years of age and over.
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No monthly account keeping fees
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VISA, ATM, EFTPOS & Cheque book facilities available
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Tiered interest rate
|
Up to 4.50% pa
interest rate
|
|
Additional Information |
|
Features |
Deeming |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes |
|
Cheque Book |
Yes |
|
VISA, EFTPOS/ATM Access |
Yes |
|
Internet/Telephone and SMS banking |
Yes |
|
Direct Entry (credit/debit) |
Credit and Debit |
|
Bpay®/Pay Anyone |
Yes |
|
Interest Income |
Calculated daily, paid quarterly |
|
Over the counter transactions |
Yes |
|
UniSaver Account
The UniSaver account is an account specifically for University and TAFE students.
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Access to funds 24/7
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Low fees
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Access to Phone and Internet Banking
|
Up to 0.75% pa
interest rate
|
|
Additional Information |
|
Features |
UniSaver |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes |
|
Cheque Book |
No |
|
VISA, EFTPOS/ATM Access |
Yes |
|
Internet/Telephone and SMS banking |
Yes |
|
Direct Entry (credit/debit) |
Credit and Debit |
|
Bpay®/Pay Anyone |
Yes |
|
Interest Income |
Calculated daily, paid quarterly |
|
Over the counter transactions |
Yes |
|
Cash Management Account
Cash Management Accounts are ideal if you have large sums, like a good return, but do not wish to commit to a long term investment.
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No account keeping fees
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Higher rate of interest
-
Funds available at-call
|
Up to 4.00% pa
interest rate
|
|
Additional Information |
|
Features |
Cash Management |
|
Minimum opening balance |
$500 |
|
Funds available at call |
Yes (minimum $500 transaction) |
|
Cheque Book |
No |
|
VISA, EFTPOS/ATM Access |
No |
|
Internet/Telephone and SMS banking |
Yes |
|
Direct Entry (credit/debit) |
Credit Only |
|
Bpay®/Pay Anyone |
Yes |
|
Interest Income |
Calculated daily, paid quarterly |
|
Over the counter transactions |
Yes |
|
Business Account
Our Business Transaction Account is an ‘at call’ account which has been designed to accommodate the high volume of transactions for business members.
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Access to Phone and Internet Banking
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Immediate access to funds 24/7
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Low $20 flat monthly Fee
|
Up to 0.75% pa
interest rate
|
|
Additional Information |
|
Features |
Business |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes |
|
Cheque Book |
Yes |
|
VISA, EFTPOS/ATM Access |
Yes |
|
Internet/Telephone and SMS banking |
Yes |
|
Direct Entry (credit/debit) |
Credit and Debit |
|
Bpay®/Pay Anyone |
Yes |
|
Interest Income |
Calculated daily, paid quarterly |
|
Over the counter transactions |
Yes |
|
Useful Links and Tools
Interest rates effective 22/02/2011 and are subject to change.Shoalhaven Community Credit Union is a division of Community Alliance Credit Union Limited the product issuer of the deposit and payment products. ABN 14 087 650 771 AFSL No. 245 576. Any advice given is of general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to Fees, Charges and Transaction Limits Brochure for current details. ® Registered to BPay Pty. Ltd. ABN: 69 079 137 518.
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